Thousands of people each year are involved in auto accidents. Almost all accidents, whether a minor fender-bender, or a major collision, will more than likely require making a claim for damages with the at fault insurance company. There is not a an exact checklist involved when you are in an accident, as no two accidents are alike, however there are a few items that should be on your to do list.
First and foremost, your health, well-being and safety should be your number one priority. The insurance company can wait. If you are hurt or injured seek immediate medical attention. When filing an insurance claim, be sure to contact the insurance company of the at fault driver. In, North Carolina, the at-fault insurance carrier is responsible to pay for property damage, bodily injury, and lost wages.
Be cautious when communicating with the at-fault insurance company. These companies do not have your best interest in mind, no matter how nice they appear to be at first. They will use anything they can against you in the long run. Avoid providing a recorded statement if possible.
The insurance company might ask you to sign authorizations or release very quickly. It is your right to refuse. Once a release is signed by you, unfortunately, you may not have the opportunity to take it back. Consult with an attorney before signing anything.
At Calhoun Law, P.C. we offer a free consultation for auto accidents. Please contact us today if you have questions about your options.